:root{--navy:#0b2545;--navy-2:#13315c;--blue:#2d6cdf;--blue-dark:#1d4fb0;--accent:#17b26a;--ink:#1a2233;--muted:#5b6577;--line:#e4e8ef;--bg:#fff;--bg-soft:#f6f8fb;--bg-navy-soft:#f0f4fa;--radius:12px;--shadow:0 1px 2px rgba(16,24,40,.05),0 4px 16px rgba(16,24,40,.06);--maxw:1120px}*{box-sizing:border-box}body,html{margin:0;padding:0;color:var(--ink);background:var(--bg);font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif;line-height:1.55;-webkit-font-smoothing:antialiased}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}.skip-link{position:absolute;left:-9999px;top:0;z-index:100;background:#fff;color:var(--navy);padding:10px 16px;border-radius:6px;font-weight:600;box-shadow:var(--shadow)}.skip-link:focus{left:12px;top:12px;outline:2px solid var(--blue)}@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important;scroll-behavior:auto!important}}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}h1,h2,h3{line-height:1.15;letter-spacing:-.02em;color:var(--navy);margin:0 0 .5em}h1{font-size:clamp(2rem,4.5vw,3.25rem)}h2{font-size:clamp(1.5rem,3vw,2.1rem)}h3{font-size:1.15rem}p{margin:0 0 1em}.btn{display:inline-block;font-weight:600;font-size:1rem;padding:13px 24px;border-radius:10px;border:1px solid transparent;cursor:pointer;transition:transform .05s ease,background .15s ease,box-shadow .15s ease}.btn:hover{text-decoration:none}.btn:active{transform:translateY(1px)}.btn-primary{background:var(--blue);color:#fff;box-shadow:0 6px 16px rgba(45,108,223,.28)}.btn-primary:hover{background:var(--blue-dark)}.btn-ghost{background:#fff;color:var(--navy);border-color:var(--line)}.btn-ghost:hover{background:var(--bg-soft)}.btn-lg{padding:16px 30px;font-size:1.05rem}.site-header{position:-webkit-sticky;position:sticky;top:0;z-index:40;background:hsla(0,0%,100%,.9);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}.nav{justify-content:space-between;height:68px}.brand,.nav{display:flex;align-items:center}.brand{gap:10px;font-weight:800;color:var(--navy);font-size:1.2rem}.brand:hover{text-decoration:none}.brand-mark{width:30px;height:30px;border-radius:8px;background:linear-gradient(135deg,var(--blue),var(--navy));display:grid;place-items:center;color:#fff;font-size:16px;font-weight:900}.nav-links{display:flex;align-items:center;gap:28px}.nav-links a{color:var(--ink);font-weight:500;font-size:.97rem}.nav-links .btn{color:#fff}@media (max-width:760px){.nav-links a:not(.btn){display:none}}.hero{background:linear-gradient(180deg,var(--bg-navy-soft),#fff 70%);padding:72px 0 56px}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;grid-gap:48px;gap:48px;align-items:center}@media (max-width:900px){.hero-grid{grid-template-columns:1fr}}.eyebrow{display:inline-block;font-weight:700;font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;color:var(--blue);background:#e8f0fe;padding:6px 12px;border-radius:999px;margin-bottom:18px}.hero p.lead{font-size:1.18rem;color:var(--muted);max-width:34ch}.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}.hero-sub{margin-top:18px;font-size:.9rem;color:var(--muted)}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:26px}.quote-card h3{color:var(--navy)}.quote-row{display:flex;justify-content:space-between;padding:11px 0;border-bottom:1px dashed var(--line);font-size:.98rem}.quote-row:last-of-type{border-bottom:0}.quote-row .lbl{color:var(--muted)}.quote-total{display:flex;justify-content:space-between;margin-top:12px;padding-top:14px;border-top:2px solid var(--line);font-weight:800;font-size:1.15rem;color:var(--navy)}.trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--bg-soft);padding:20px 0}.trust-inner{display:flex;gap:36px;justify-content:center;flex-wrap:wrap;color:var(--muted);font-size:.92rem;font-weight:600}.trust-inner span{display:flex;align-items:center;gap:8px}section.block{padding:64px 0}.section-head{text-align:center;max-width:640px;margin:0 auto 44px}.section-head p{color:var(--muted);font-size:1.08rem}.steps{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:24px;gap:24px}@media (max-width:820px){.steps{grid-template-columns:1fr}}.step{padding:26px}.step .num{width:38px;height:38px;border-radius:10px;background:#e8f0fe;color:var(--blue);font-weight:800;display:grid;place-items:center;margin-bottom:16px}.step p{color:var(--muted);margin:0}.features{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:22px;gap:22px}@media (max-width:820px){.features{grid-template-columns:1fr}}.feature .ico{font-size:1.6rem;margin-bottom:8px}.feature p{color:var(--muted);margin:0}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius)}table{width:100%;border-collapse:collapse;min-width:640px}td,th{text-align:left;padding:13px 16px;border-bottom:1px solid var(--line);font-size:.95rem}th{color:var(--navy);font-weight:700;font-size:.82rem;text-transform:uppercase;letter-spacing:.04em}tbody tr:hover,th{background:var(--bg-soft)}.pill{display:inline-block;font-size:.75rem;font-weight:700;padding:3px 9px;border-radius:999px}.pill-high{background:#dcfce7;color:#166534}.pill-medium{background:#fef9c3;color:#854d0e}.pill-low{background:#f1f5f9;color:#475569}.pill-none{background:#fee2e2;color:#991b1b}.price-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:22px;gap:22px;align-items:start}@media (max-width:820px){.price-grid{grid-template-columns:1fr}}.price{padding:30px;position:relative}.price.featured{border-color:var(--blue);box-shadow:0 10px 30px rgba(45,108,223,.16)}.price .tag{position:absolute;top:-12px;left:30px;background:var(--blue);color:#fff;font-size:.72rem;font-weight:700;padding:4px 12px;border-radius:999px;text-transform:uppercase;letter-spacing:.05em}.price .amt{font-size:2.4rem;font-weight:800;color:var(--navy)}.price .amt span{font-size:1rem;color:var(--muted);font-weight:500}.price ul{list-style:none;padding:0;margin:18px 0 24px}.price li{padding:7px 0 7px 26px;position:relative;color:var(--ink);font-size:.96rem}.price li:before{content:"✓";position:absolute;left:0;color:var(--accent);font-weight:800}.form-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:16px;gap:16px}@media (max-width:640px){.form-grid{grid-template-columns:1fr}}.field{display:flex;flex-direction:column;gap:6px;margin-bottom:4px}.field.full{grid-column:1/-1}label{font-weight:600;font-size:.9rem;color:var(--navy)}input,select,textarea{font:inherit;padding:12px 14px;border:1px solid var(--line);border-radius:9px;background:#fff;color:var(--ink)}input:focus,select:focus,textarea:focus{outline:2px solid var(--blue);outline-offset:0;border-color:var(--blue)}.form-note{font-size:.85rem;color:var(--muted)}.success{background:#ecfdf3;border:1px solid #abefc6;color:#067647;padding:18px 20px;border-radius:var(--radius)}.disclaimer{background:#fffbeb;border:1px solid #fde68a;border-radius:var(--radius);padding:18px 20px;font-size:.92rem}.disclaimer,.disclaimer strong{color:#713f12}.faq details{border:1px solid var(--line);border-radius:10px;padding:4px 18px;margin-bottom:12px;background:#fff}.faq summary{cursor:pointer;font-weight:600;color:var(--navy);padding:14px 0;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";float:right;color:var(--blue);font-weight:800}.faq details[open] summary:after{content:"–"}.faq details p{color:var(--muted);padding-bottom:10px;margin:0}.cta-band{background:linear-gradient(135deg,var(--navy),var(--navy-2));text-align:center;padding:60px 0;border-radius:0}.cta-band,.cta-band h2{color:#fff}.cta-band p{color:#c7d3e6;max-width:44ch;margin:0 auto 26px}.site-footer{background:var(--navy);color:#aab8cf;padding:48px 0 32px;margin-top:0}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;grid-gap:32px;gap:32px}@media (max-width:760px){.footer-grid{grid-template-columns:1fr}}.site-footer a{color:#cdd8ea;font-size:.92rem;display:block;padding:4px 0}.site-footer .brand{color:#fff}.footer-legal{border-top:1px solid #24405f;margin-top:32px;padding-top:20px;font-size:.82rem;color:#8298b8}.badge-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:16px}.badge{font-size:.78rem;background:var(--bg-soft);border:1px solid var(--line);padding:5px 11px;border-radius:999px;color:var(--muted);font-weight:600}